About brad

This author has not yet filled in any details.
So far brad has created 25 blog entries.

How to negotiate in a softer housing market

  Seller expectations are high but buyers want low prices – what’s to be done? Two real estate agents detail how to negotiate in a declining market. After years of rapidly rising house prices, the recent slowdown took many people by surprise – not least those with a home to sell. “For a while we [...]

By |2019-02-05T07:29:09+10:00February 5th, 2019|Financial|Comments Off on How to negotiate in a softer housing market

10 tips for choosing an investment property

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success.   1. Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself [...]

By |2018-11-09T12:56:00+10:00November 9th, 2018|Financial|Comments Off on 10 tips for choosing an investment property

The Royal Commission shows why Mortgage Brokers are best….

The current Royal Commission into the finance industry has certainly shed some light on the banking system at large. From a lending perspective, it now makes more sense than ever to use a good Mortgage Broker, and not deal directly with the lender. For many years now, I have been heralding the fact that Banks [...]

By |2018-11-09T12:59:09+10:00October 4th, 2018|Financial|Comments Off on The Royal Commission shows why Mortgage Brokers are best….

Want to help your kids buy property? Here’s how.

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the [...]

By |2018-11-09T12:59:57+10:00August 24th, 2018|Financial|Comments Off on Want to help your kids buy property? Here’s how.

What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on [...]

By |2018-11-09T13:01:53+10:00July 17th, 2018|Financial|Comments Off on What you can borrow or what you should borrow?

Say goodbye bad debt in seven straightforward steps

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to buy [...]

By |2018-06-29T10:38:44+10:00June 29th, 2018|Uncategorized|Comments Off on Say goodbye bad debt in seven straightforward steps

Family planning: Applying for a home loan with a baby on the way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider before you submit your application. When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether [...]

By |2018-06-11T11:02:58+10:00June 11th, 2018|Uncategorized|Comments Off on Family planning: Applying for a home loan with a baby on the way

How to add maximum value with renovations

Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start. Here are some ideas to help you decide which part of your property [...]

By |2018-06-01T08:25:20+10:00June 1st, 2018|Uncategorized|Comments Off on How to add maximum value with renovations

Mortgages and break-ups: Some practical tips when separating

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well. When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple is together, the harder it can be to unravel all the financial connections. Here we outline some [...]

By |2018-05-14T10:32:24+10:00May 14th, 2018|Uncategorized|Comments Off on Mortgages and break-ups: Some practical tips when separating

Choose the right real estate agent to sell your home

Although our focus is mainly on buying and the best loan to help, at some stage you will want to sell your property. Finding the right real estate agent to sell your property can be daunting. These helpful tips can make the experience a whole lot easier. Do some research The key to finding the [...]

By |2018-05-04T15:09:14+10:00May 4th, 2018|Uncategorized|Comments Off on Choose the right real estate agent to sell your home
Go to Top