Double Finalists!!

We proudly announce that we are finalists in 2 categories at the 2020 Better Business Awards.  Best Regional Broker and Best Regional Office.  The winners will be announced at a ceremony at the Hilton in Brisbane on the 5th March.  It is a fantastic recognition of our mortgage broking work on both the Gold Coast [...]

By |2019-12-11T10:01:49+00:00December 11th, 2019|Uncategorized|Comments Off on Double Finalists!!

Australian Mortgage Awards 2019

      Tungsten Home Loans is proud to announce that we have gained National industry recognition in 2019, being named a Finalist in the Australian Mortgage Awards, Brokerage of the Year – Regional. The Australian Mortgage Awards bring together the Australian industry’s best, recognising brokers and brokerages for their outstanding achievements. Winning an AMA [...]

By |2019-09-09T10:04:38+00:00September 9th, 2019|Uncategorized|Comments Off on Australian Mortgage Awards 2019

Credit report changes: don’t be caught out

If you applied for a home loan in the current financial environment , your lender would probably assess your application in the context of both your credit score and your credit history – on top of your income, assets, liabilities and living expenses. Your credit score is a number calculated by a credit-reporting agency, which [...]

By |2019-09-06T13:47:28+00:00September 6th, 2019|Uncategorized|Comments Off on Credit report changes: don’t be caught out

What does it all mean for now?

Its been just over 1 month since the Royal Commission into Misconduct in the Banking and Financial Services Industry’s report was handed to the Government, and what a wild ride it has been since then for every Mortgage Broker in Australia.   The most shocking aspect, was that not a single case of Mortgage Broker [...]

By |2019-03-07T10:39:20+00:00March 7th, 2019|Uncategorized|Comments Off on What does it all mean for now?

Say goodbye bad debt in seven straightforward steps

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to buy [...]

By |2018-06-29T10:38:44+00:00June 29th, 2018|Uncategorized|Comments Off on Say goodbye bad debt in seven straightforward steps

Family planning: Applying for a home loan with a baby on the way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider before you submit your application. When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether [...]

By |2018-06-11T11:02:58+00:00June 11th, 2018|Uncategorized|Comments Off on Family planning: Applying for a home loan with a baby on the way

How to add maximum value with renovations

Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start. Here are some ideas to help you decide which part of your property [...]

By |2018-06-01T08:25:20+00:00June 1st, 2018|Uncategorized|Comments Off on How to add maximum value with renovations

Mortgages and break-ups: Some practical tips when separating

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well. When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple is together, the harder it can be to unravel all the financial connections. Here we outline some [...]

By |2018-05-14T10:32:24+00:00May 14th, 2018|Uncategorized|Comments Off on Mortgages and break-ups: Some practical tips when separating

Choose the right real estate agent to sell your home

Although our focus is mainly on buying and the best loan to help, at some stage you will want to sell your property. Finding the right real estate agent to sell your property can be daunting. These helpful tips can make the experience a whole lot easier. Do some research The key to finding the [...]

By |2018-05-04T15:09:14+00:00May 4th, 2018|Uncategorized|Comments Off on Choose the right real estate agent to sell your home

Get the most out of refinancing

Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates – but is it worth it? We take a look at how you can get the most out of refinancing. Why refinance? Generally, people refinance to negotiate a better deal on their home loan and pay [...]

By |2018-04-27T13:46:22+00:00April 27th, 2018|Uncategorized|Comments Off on Get the most out of refinancing