How to negotiate in a softer housing market

  Seller expectations are high but buyers want low prices – what’s to be done? Two real estate agents detail how to negotiate in a declining market. After years of rapidly rising house prices, the recent slowdown took many people by surprise – not least those with a home to sell. “For a while we [...]

By |2019-02-05T07:29:09+00:00February 5th, 2019|Financial|Comments Off on How to negotiate in a softer housing market

10 tips for choosing an investment property

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success.   1. Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself [...]

By |2018-11-09T12:56:00+00:00November 9th, 2018|Financial|Comments Off on 10 tips for choosing an investment property

The Royal Commission shows why Mortgage Brokers are best….

The current Royal Commission into the finance industry has certainly shed some light on the banking system at large. From a lending perspective, it now makes more sense than ever to use a good Mortgage Broker, and not deal directly with the lender. For many years now, I have been heralding the fact that Banks [...]

By |2018-11-09T12:59:09+00:00October 4th, 2018|Financial|Comments Off on The Royal Commission shows why Mortgage Brokers are best….

Want to help your kids buy property? Here’s how.

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the [...]

By |2018-11-09T12:59:57+00:00August 24th, 2018|Financial|Comments Off on Want to help your kids buy property? Here’s how.

What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on [...]

By |2018-11-09T13:01:53+00:00July 17th, 2018|Financial|Comments Off on What you can borrow or what you should borrow?